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Credit Score FICO

Now, let's talk about... FICO

In 1960's, Fair Isaac, devised a unique system to determine the credit worthiness of people who apply for loans.


Enabled financial institutions to improve their business performance and expand consumers' access to credit
Pioneered credit risk scoring for the financial services industry
Has become the definitive when it comes to financial and credit matters

Today Fair Isaac's FICO score is widely recognized as the industry standard for lenders.

Finding your Credit Score

FACTS about FICO Score

FICO scores are your credit rating
They have the only website offering all 3 of your FICO scores
Higher scores mean lower interest rates
The median FICO score in the U.S. is 723
Field, Isaac Company is the inventor of the FICO score
They range from 300-850, higher is better
Most lenders base approval on them
FICO Score Five FICO score categories


If you are applying for a mortgage, you can find out your credit score for FREE!


$15 or $20 fee for Credit Score

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