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Credit services

What is a Credit Score?

It is a 3-digit number assigned to you by the credit bureaus. Whether you like it or not, good or bad, everyone has one!

Your Credit Score determines

If you can own a home or forced to rent
The kind of car you drive
Your insurance payment

"It takes years to establish good record and then a matter of months, you can find your financial reputation circling down the drain..."

Stress caused by having bad credits may result to

Devastated relationship over financial matters
People are forced to start paying cash for everything but find they are out of money the same day they are paid...

FACT: The Credit Bureaus base your credit score on scoring models.


Your score will be based on

Positive items that build you up to a certain number
The negative items pull your credit score down

How can I get my credit report in the first place?

Offers you the one free credit report you get each year
Experian www.experian.com
1 888 397 3742
Equifax www.equifax.com
1 800 685 11
TransUnion www.equifax.com
1 800 685 1111

TIPS

  1. Get your free credit report in order to find out where you stand and how far you have to go to repair your credit.
  1. Most of the time when you download your credit report, you will be able to view and save it instantly. Save it to your computer's My Documents folder if you can. In that way, you'll be able to print it out and refer to it as much as you need.

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Disclaimer: The information provided in this site is not legal advice, but general information on credit report issues commonly encountered Credit Services Company is not a law firm and is not a substitute for an attorney or law firm. Communications between you and Credit Services Company are protected by our Privacy Policy, but are not protected by the attorney-client privilege or work product doctrine. Credit Services Company cannot provide legal advice and can only provide credit repair services at your specific direction, by our terms of agreement. Please note that your access to and use of creditdoctorcompany.com is subject to additional Terms of Use.